Term Life Insurance - The Insurance Pros

Term insurance is a great option for Mortgage Protection. Since Mortgages are paid off over a period of time, the need for insurance to cover the unexpected is only needed for a set number of years. 

Term insurance is a great option for young families. Usually the need for insurance is the greatest when you have kids in the house, preparing for college, paying the mortgage, both parents are still working, etc. Over time, the need for a large amount of insurance tends to decrease as assets are paid off and kids are on their own. This situation is a perfect fit for a term-policy. 

Term policies are the most affordable type of life insurance since they will expire in a set number of years. Premiums are usually fixed throughout the duration of the term making them easy to budget for!